These are: - # 1: Cosmetic Surgery Various treatments enhance the external beauty of people, such as botox, plastic surgery, and other cosmetic surgery. In line with this, dermatological procedures are also not included in health insurance policies. Also read: How to calculate health insurance premiums? The whole idea of an insurance policy is to support emergencies where people have no control. It is a human choice to have cosmetic surgery and it is not necessary. So, in such cases, the insurance companies deny it, and people have to bear the costs themselves.
# 2: Fertility Treatment Although the categories associated with this treatment vary from state to state and company by company, the general practice is that health insurance does not cover birth control. However, companies should provide support during the infertility diagnosis, which makes it the basis of the case. There is no specific example of such a treatment.
# 3: Existing Diseases Also a distinct clause from company to company is the coverage of pre-existing items. Most insurance providers do not include high blood pressure, or diabetes or genetic conditions. There is a high chance that the policyholder will be infected with pre-existing diseases. In such cases, the premiums are very high, only if the company offers provision for these medical emergencies.
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